What determines car insurance?
As you know, every car owner is obliged to insure your car. The fee, which you need to bring in this respect, however, is dependent on many factors. First of all, a key criterion in this regard is the model and brand of the insured car. This is the value of the car depends on the amount of possible compensation. It is also important that in which he was made our car and how many kilometers is already on the meter. It is known that with the number of kilometers traveled risk of defects is increasing. Nevertheless, important in this regard is how old is the owner of the car, because the amount of insurance premium depends on the metric of the holder of the car.
Alternatives to car use
Established alternatives for some aspects of car use include public transit such as buses, trolleybuses, trains, subways, tramways light rail, cycling, and walking. Car-share arrangements and carpooling are also increasingly popular, in the US and Europe.75 For example, in the US, some car-sharing services have experienced double-digit growth in revenue and membership growth between 2006 and 2007. Services like car sharing offering a residents to "share" a vehicle rather than own a car in already congested neighborhoods.76 Bike-share systems have been tried in some European cities, including Copenhagen and Amsterdam. Similar programs have been experimented with in a number of US Cities.77 Additional individual modes of transport, such as personal rapid transit could serve as an alternative to cars if they prove to be socially accepted.
Cars - Costs and benefits
The costs of car usage, which may include the cost of: acquiring the vehicle, repairs and auto maintenance, fuel, depreciation, driving time, parking fees, taxes, and insurance,5 are weighed against the cost of the alternatives, and the value of the benefits ? perceived and real ? of vehicle usage. The benefits may include on-demand transportation, mobility, independence and convenience.7 During the 1920s, cars had another benefit: "couples finally had a way to head off on unchaperoned dates, plus they had a private space to snuggle up close at the end of the night."48
Similarly the costs to society of encompassing car use, which may include those of: maintaining roads, land use, air pollution, road congestion, public health, health care, and of disposing of the vehicle at the end of its life, can be balanced against the value of the benefits to society that car use generates. The societal benefits may include: economy benefits, such as job and wealth creation, of car production and maintenance, transportation provision, society wellbeing derived from leisure and travel opportunities, and revenue generation from the tax opportunities. The ability for humans to move flexibly from place to place has far-reaching implications for the nature of societies.8